UK Pensions "timebomb"

So, the UK Government is floating the idea of a universal pension that all businesses are forced to pay into for their employees.

Not a bad idea I must say. A surcharge on employees to cover the pension provision for their employees in the future, even if they don't have a company pension scheme.

But surely that's what happens anyway, it's called Employers National Insurance contribution? How can they then suggest that we pay more. And worse, no-one is saying so.

Sometimes I despair.